:root {
  --blue-dark: #003f7f;
  --blue-mid: #005baa;
  --blue-light: #1a7fd4;
  --blue-accent: #0ea5e9;
  --gold: #f0a500;
  --gold-light: #fbbf24;
  --white: #ffffff;
  --gray-50: #f8fafc;
  --gray-100: #f1f5f9;
  --gray-200: #e2e8f0;
  --gray-500: #64748b;
  --gray-700: #334155;
  --gray-900: #0f172a;
  --text: #1e293b;
}

* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Source Sans 3', sans-serif;
  color: var(--text);
  background: var(--white);
  overflow-x: hidden;
}

/* ── HEADER ── */
header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: var(--blue-dark);
  border-bottom: 3px solid var(--gold);
  transition: all 0.3s ease;
}
.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo { display: flex; flex-direction: column; line-height: 1.1; }
.logo-name {
  font-family: 'Playfair Display', serif;
  font-size: 20px;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -0.3px;
}
.logo-title {
  font-size: 11px;
  font-weight: 600;
  color: var(--gold-light);
  letter-spacing: 2px;
  text-transform: uppercase;
}
nav { display: flex; align-items: center; gap: 32px; }
nav a {
  color: rgba(255,255,255,0.85);
  text-decoration: none;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 0.5px;
  transition: color 0.2s;
}
nav a:hover { color: var(--gold-light); }
.header-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  font-size: 16px;
  font-weight: 700;
  text-decoration: none;
  background: var(--gold);
  padding: 8px 16px;
  border-radius: 6px;
  transition: background 0.2s;
}
.header-phone:hover { background: var(--gold-light); }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 4px;
}
.hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
}

/* ── HERO ── */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--blue-dark) 0%, var(--blue-mid) 50%, #004a94 100%);
  position: relative;
  display: flex;
  align-items: center;
  padding-top: 72px;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: url('https://images.unsplash.com/photo-1529156069898-49953e39b3ac?w=1400&q=80') center/cover no-repeat;
  opacity: 0.12;
}
.hero::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0; right: 0;
  height: 80px;
  background: var(--white);
  clip-path: ellipse(55% 100% at 50% 100%);
  z-index: 0;
  pointer-events: none;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 80px 24px 120px;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: center;
  position: relative;
  z-index: 2;
  width: 100%;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(240,165,0,0.2);
  border: 1px solid rgba(240,165,0,0.4);
  color: var(--gold-light);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 6px 14px;
  border-radius: 100px;
  margin-bottom: 24px;
}
.hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--gold-light);
  border-radius: 50%;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.5); }
}
.hero h1 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 800;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 20px;
}
.hero h1 span { color: var(--gold-light); display: block; }
.hero-sub {
  font-size: 18px;
  color: rgba(255,255,255,0.8);
  line-height: 1.6;
  margin-bottom: 36px;
  max-width: 480px;
}
.hero-features { display: flex; flex-direction: column; gap: 12px; }
.hero-feature {
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,0.9);
  font-size: 15px;
  font-weight: 600;
}
.hero-feature-icon {
  width: 28px; height: 28px;
  background: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  flex-shrink: 0;
}

/* ── FORM CARD ── */
.form-card {
  background: var(--white);
  border-radius: 20px;
  padding: 36px 32px;
  box-shadow: 0 25px 60px rgba(0,0,0,0.35);
  position: relative;
}
.form-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 5px;
  background: linear-gradient(90deg, var(--blue-mid), var(--gold));
  border-radius: 20px 20px 0 0;
}
.form-card h2 {
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--blue-dark);
  margin-bottom: 6px;
}
.form-card p { font-size: 13px; color: var(--gray-500); margin-bottom: 24px; }
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block;
  font-size: 12px;
  font-weight: 700;
  color: var(--gray-700);
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 6px;
}
.form-group input,
.form-group select {
  width: 100%;
  padding: 12px 16px;
  border: 2px solid var(--gray-200);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  outline: none;
  -webkit-appearance: none;
}
.form-group input:focus,
.form-group select:focus {
  border-color: var(--blue-mid);
  box-shadow: 0 0 0 4px rgba(0,91,170,0.1);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.insurance-types { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; margin-bottom: 16px; }
.ins-type {
  border: 2px solid var(--gray-200);
  border-radius: 10px;
  padding: 12px 10px;
  cursor: pointer;
  transition: all 0.2s;
  text-align: center;
  font-size: 13px;
  font-weight: 600;
  color: var(--gray-500);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.ins-type .ins-icon { font-size: 22px; }
.ins-type.active, .ins-type:hover {
  border-color: var(--blue-mid);
  background: rgba(0,91,170,0.06);
  color: var(--blue-mid);
}
.btn-submit {
  width: 100%;
  padding: 16px;
  background: linear-gradient(135deg, var(--blue-mid), var(--blue-dark));
  color: var(--white);
  border: none;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  font-family: inherit;
  cursor: pointer;
  transition: all 0.2s;
  letter-spacing: 0.3px;
  margin-top: 8px;
}
.btn-submit::after { content: ' →'; }
.btn-submit:hover {
  background: linear-gradient(135deg, var(--blue-light), var(--blue-mid));
  transform: translateY(-1px);
  box-shadow: 0 8px 25px rgba(0,91,170,0.4);
}
.form-call { text-align: center; margin-top: 16px; font-size: 13px; color: var(--gray-500); }
.form-call a { color: var(--blue-mid); font-weight: 700; text-decoration: none; }
.form-legal { font-size: 10px; color: var(--gray-500); margin-top: 12px; line-height: 1.5; text-align: center; }

/* ── BENEFITS BAR ── */
.benefits-bar {
  background: var(--gray-50);
  border-top: 1px solid var(--gray-200);
  border-bottom: 1px solid var(--gray-200);
  padding: 28px 24px;
}
.benefits-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  text-align: center;
}
.benefit-item { display: flex; flex-direction: column; align-items: center; gap: 8px; }
.benefit-icon {
  width: 48px; height: 48px;
  background: var(--blue-mid);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
}
.benefit-title { font-size: 14px; font-weight: 700; color: var(--blue-dark); }
.benefit-desc { font-size: 12px; color: var(--gray-500); line-height: 1.4; }

/* ── SECTION HEADER ── */
.section-header { text-align: center; margin-bottom: 56px; }
.section-tag {
  display: inline-block;
  background: rgba(0,91,170,0.1);
  color: var(--blue-mid);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  padding: 6px 16px;
  border-radius: 100px;
  margin-bottom: 16px;
}
.section-header h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 4vw, 42px);
  font-weight: 800;
  color: var(--blue-dark);
  line-height: 1.2;
}
.section-header p {
  font-size: 17px;
  color: var(--gray-500);
  margin-top: 12px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
}

/* ── PRODUCTS ── */
.products { padding: 100px 24px; background: var(--white); }
.products-inner { max-width: 1200px; margin: 0 auto; }
.products-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.product-card {
  background: var(--white);
  border: 2px solid var(--gray-200);
  border-radius: 20px;
  overflow: hidden;
  transition: all 0.3s ease;
  cursor: pointer;
  position: relative;
}
.product-card:hover {
  border-color: var(--blue-mid);
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(0,91,170,0.15);
}
.product-card.featured {
  border-color: var(--blue-mid);
  box-shadow: 0 12px 40px rgba(0,91,170,0.15);
}
.product-badge {
  position: absolute;
  top: 16px; right: 16px;
  background: var(--gold);
  color: var(--white);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  padding: 4px 10px;
  border-radius: 100px;
}
.product-img { width: 100%; height: 200px; object-fit: cover; }
.product-body { padding: 28px 24px; }
.product-icon {
  width: 52px; height: 52px;
  background: linear-gradient(135deg, var(--blue-mid), var(--blue-dark));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  margin-bottom: 16px;
}
.product-body h3 {
  font-family: 'Playfair Display', serif;
  font-size: 22px;
  font-weight: 700;
  color: var(--blue-dark);
  margin-bottom: 10px;
}
.product-body p { font-size: 14px; color: var(--gray-500); line-height: 1.6; margin-bottom: 20px; }
.product-features { list-style: none; margin-bottom: 24px; }
.product-features li {
  font-size: 13px;
  color: var(--gray-700);
  padding: 6px 0;
  border-bottom: 1px solid var(--gray-100);
  display: flex;
  align-items: center;
  gap: 8px;
}
.product-features li::before { content: '✓'; color: var(--blue-mid); font-weight: 700; flex-shrink: 0; }
.btn-product {
  display: block;
  text-align: center;
  padding: 12px 20px;
  background: var(--blue-mid);
  border: 2px solid var(--blue-mid);
  color: var(--white);
  border-radius: 8px;
  font-size: 14px;
  font-weight: 700;
  font-family: inherit;
  cursor: pointer;
  text-decoration: none;
  transition: all 0.2s;
}
.btn-product:hover {
  background: var(--blue-dark);
  border-color: var(--blue-dark);
}

/* ── HOW IT WORKS ── */
.how-it-works { padding: 100px 24px; background: linear-gradient(180deg, var(--gray-50) 0%, var(--white) 100%); }
.how-it-works-inner { max-width: 1200px; margin: 0 auto; }
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
  position: relative;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 36px;
  left: 12%; right: 12%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue-light), var(--gold));
  z-index: 0;
}
.step-item { text-align: center; position: relative; z-index: 1; }
.step-num {
  width: 72px; height: 72px;
  background: var(--white);
  border: 3px solid var(--blue-mid);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Playfair Display', serif;
  font-size: 24px;
  font-weight: 800;
  color: var(--blue-mid);
  margin: 0 auto 20px;
  box-shadow: 0 4px 20px rgba(0,91,170,0.15);
  transition: all 0.3s;
}
.step-item:hover .step-num { background: var(--blue-mid); color: var(--white); transform: scale(1.1); }
.step-item h3 { font-size: 16px; font-weight: 700; color: var(--blue-dark); margin-bottom: 8px; }
.step-item p { font-size: 13px; color: var(--gray-500); line-height: 1.5; }

/* ── TESTIMONIALS ── */
.testimonials { padding: 100px 24px; background: var(--white); }
.testimonials-inner { max-width: 1200px; margin: 0 auto; }
.reviews-meta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-bottom: 48px;
}
.stars-big { display: flex; gap: 2px; }
.stars-big svg { width: 28px; height: 28px; }
.reviews-count { font-size: 14px; color: var(--gray-500); }
.reviews-count strong { color: var(--text); font-size: 16px; }
.testimonials-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.testimonial-card {
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 16px;
  padding: 28px 24px;
  transition: all 0.3s;
  position: relative;
}
.testimonial-card::before {
  content: '"';
  position: absolute;
  top: -8px; left: 20px;
  font-family: 'Playfair Display', serif;
  font-size: 80px;
  color: var(--blue-mid);
  opacity: 0.15;
  line-height: 1;
}
.testimonial-card:hover {
  border-color: var(--blue-mid);
  box-shadow: 0 8px 30px rgba(0,91,170,0.1);
  transform: translateY(-3px);
}
.testimonial-stars { display: flex; gap: 2px; margin-bottom: 12px; }
.testimonial-stars svg { width: 16px; height: 16px; }
.testimonial-text { font-size: 14px; color: var(--gray-700); line-height: 1.7; margin-bottom: 20px; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.author-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--blue-mid), var(--blue-dark));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  font-weight: 700;
  font-size: 16px;
  flex-shrink: 0;
}
.author-info strong { display: block; font-size: 14px; font-weight: 700; color: var(--text); }
.author-info span { font-size: 12px; color: var(--gray-500); }

/* ── ABOUT ── */
.about {
  padding: 100px 24px;
  background: linear-gradient(135deg, var(--blue-dark) 0%, var(--blue-mid) 100%);
  position: relative;
  overflow: hidden;
}
.about::before {
  content: '';
  position: absolute;
  top: -50%; right: -20%;
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
  border-radius: 50%;
}
.about-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.about-image-wrapper { position: relative; }
.about-image { width: 100%; border-radius: 20px; display: block; }
.about-badge-img {
  position: absolute;
  bottom: -20px; right: -20px;
  background: var(--gold);
  border-radius: 16px;
  padding: 20px 24px;
  text-align: center;
  box-shadow: 0 12px 30px rgba(0,0,0,0.3);
}
.about-badge-img .num {
  font-family: 'Playfair Display', serif;
  font-size: 36px;
  font-weight: 800;
  color: var(--white);
  display: block;
  line-height: 1;
}
.about-badge-img .label { font-size: 11px; font-weight: 700; color: rgba(255,255,255,0.9); text-transform: uppercase; letter-spacing: 1px; }
.about-content .section-tag { background: rgba(255,255,255,0.15); color: var(--gold-light); }
.about-content h2 {
  font-family: 'Playfair Display', serif;
  font-size: clamp(28px, 3.5vw, 42px);
  font-weight: 800;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 20px;
}
.about-content p { font-size: 16px; color: rgba(255,255,255,0.8); line-height: 1.7; margin-bottom: 16px; }
.about-stats { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; margin-top: 36px; }
.about-stat {
  text-align: center;
  padding: 20px 16px;
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 12px;
  transition: all 0.3s;
}
.about-stat:hover { background: rgba(255,255,255,0.14); transform: translateY(-3px); }
.about-stat .num { font-family: 'Playfair Display', serif; font-size: 30px; font-weight: 800; color: var(--gold-light); display: block; }
.about-stat .desc { font-size: 12px; color: rgba(255,255,255,0.7); margin-top: 4px; }

/* ── ARTICLES ── */
.articles { padding: 100px 24px; background: var(--gray-50); }
.articles-inner { max-width: 1200px; margin: 0 auto; }
.articles-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.article-card {
  background: var(--white);
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid var(--gray-200);
  transition: all 0.3s;
  cursor: pointer;
  display: block;
  text-decoration: none;
  color: inherit;
}
.article-card:hover { box-shadow: 0 12px 40px rgba(0,0,0,0.1); transform: translateY(-4px); }
.article-img { width: 100%; height: 180px; object-fit: cover; display: block; }
.article-body { padding: 24px 20px; }
.article-tag { font-size: 11px; font-weight: 700; color: var(--blue-mid); letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 10px; }
.article-body h3 { font-family: 'Playfair Display', serif; font-size: 18px; font-weight: 700; color: var(--blue-dark); margin-bottom: 10px; line-height: 1.3; }
.article-body p { font-size: 13px; color: var(--gray-500); line-height: 1.6; margin-bottom: 16px; }
.article-link { font-size: 13px; font-weight: 700; color: var(--blue-mid); text-decoration: none; display: flex; align-items: center; gap: 4px; transition: gap 0.2s; }
.article-link:hover { gap: 8px; }

/* ── CTA ── */
.cta-section { padding: 100px 24px; background: var(--white); text-align: center; }
.cta-inner { max-width: 700px; margin: 0 auto; }
.cta-inner h2 { font-family: 'Playfair Display', serif; font-size: clamp(28px, 4vw, 44px); font-weight: 800; color: var(--blue-dark); line-height: 1.2; margin-bottom: 16px; }
.cta-inner p { font-size: 17px; color: var(--gray-500); line-height: 1.6; margin-bottom: 40px; }
.cta-buttons { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  background: linear-gradient(135deg, var(--blue-mid), var(--blue-dark));
  color: var(--white);
  text-decoration: none;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  font-family: inherit;
  border: none;
  cursor: pointer;
  transition: all 0.2s;
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(0,91,170,0.4); }
.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 16px 32px;
  background: transparent;
  color: var(--blue-mid);
  text-decoration: none;
  border-radius: 10px;
  font-size: 16px;
  font-weight: 700;
  border: 2px solid var(--blue-mid);
  cursor: pointer;
  transition: all 0.2s;
}
.btn-secondary:hover { background: var(--blue-mid); color: var(--white); }

/* ── FOOTER ── */
footer { background: var(--gray-900); color: rgba(255,255,255,0.7); padding: 60px 24px 32px; }
.footer-inner { max-width: 1200px; margin: 0 auto; }
.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
  margin-bottom: 32px;
}
.footer-brand .logo-name { font-size: 22px; }
.footer-brand .logo-title { color: var(--gold-light); }
.footer-desc { font-size: 14px; line-height: 1.7; margin: 16px 0 24px; color: rgba(255,255,255,0.6); }
.footer-phone { display: inline-flex; align-items: center; gap: 8px; color: var(--gold-light); font-weight: 700; font-size: 18px; text-decoration: none; }
.footer-col h4 { font-size: 13px; font-weight: 700; color: var(--white); letter-spacing: 1.5px; text-transform: uppercase; margin-bottom: 20px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { color: rgba(255,255,255,0.6); text-decoration: none; font-size: 14px; transition: color 0.2s; }
.footer-col ul li a:hover { color: var(--gold-light); }
.footer-bottom { display: flex; justify-content: space-between; align-items: center; gap: 16px; flex-wrap: wrap; }
.footer-legal { font-size: 11px; color: rgba(255,255,255,0.4); line-height: 1.5; max-width: 700px; }
.footer-license { font-size: 12px; color: rgba(255,255,255,0.5); text-align: right; }

/* ── WHATSAPP ── */
.whatsapp-float {
  position: fixed;
  bottom: 28px; right: 28px;
  z-index: 999;
  display: flex;
  align-items: center;
  gap: 12px;
  background: #25d366;
  color: var(--white);
  padding: 14px 20px;
  border-radius: 50px;
  text-decoration: none;
  font-size: 14px;
  font-weight: 700;
  box-shadow: 0 6px 24px rgba(37,211,102,0.5);
  transition: all 0.3s;
  animation: floatIn 0.5s 1s both;
}
@keyframes floatIn {
  from { opacity: 0; transform: translateY(20px) scale(0.9); }
  to   { opacity: 1; transform: translateY(0) scale(1); }
}
.whatsapp-float:hover { transform: translateY(-3px) scale(1.03); box-shadow: 0 10px 30px rgba(37,211,102,0.6); }
.whatsapp-icon { font-size: 22px; flex-shrink: 0; }

/* ── MODAL ── */
.modal-overlay {
  display: none;
  position: fixed;
  inset: 0;
  background: rgba(0,0,0,0.6);
  z-index: 2000;
  align-items: center;
  justify-content: center;
  padding: 20px;
  backdrop-filter: blur(4px);
}
.modal-overlay.open { display: flex; }
.modal-box {
  background: var(--white);
  border-radius: 20px;
  padding: 40px;
  max-width: 480px;
  width: 100%;
  text-align: center;
  position: relative;
  animation: modalIn 0.3s ease;
}
@keyframes modalIn {
  from { opacity: 0; transform: scale(0.9) translateY(-20px); }
  to   { opacity: 1; transform: scale(1) translateY(0); }
}
.modal-close { position: absolute; top: 16px; right: 16px; background: none; border: none; font-size: 24px; cursor: pointer; color: var(--gray-500); line-height: 1; }
.modal-icon { font-size: 56px; margin-bottom: 16px; }
.modal-box h3 { font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 700; color: var(--blue-dark); margin-bottom: 12px; }
.modal-box p { color: var(--gray-500); font-size: 15px; line-height: 1.6; margin-bottom: 28px; }

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .products-grid { grid-template-columns: 1fr 1fr; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
  .footer-top { grid-template-columns: 1fr 1fr; gap: 32px; }
}
@media (max-width: 768px) {
  nav { display: none; }
  .hamburger { display: flex; }
  .hero-inner { grid-template-columns: 1fr; padding: 60px 24px 100px; }
  .form-card { order: -1; }
  .benefits-inner { grid-template-columns: repeat(2, 1fr); }
  .products-grid { grid-template-columns: 1fr; }
  .about-inner { grid-template-columns: 1fr; gap: 40px; }
  .about-badge-img { bottom: -16px; right: 16px; }
  .about-stats { grid-template-columns: repeat(3, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .articles-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; }
  .footer-license { text-align: left; }
  .whatsapp-float span:not(.whatsapp-icon) { display: none; }
  .whatsapp-float { padding: 14px; border-radius: 50%; }
}
@media (max-width: 480px) {
  .benefits-inner { grid-template-columns: 1fr; }
  .form-row { grid-template-columns: 1fr; }
  .about-stats { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .steps-grid { grid-template-columns: 1fr; }
}